WE  KNOW  YOU’RE  NOT  LOOKING  FOR  ‘DEEP POCKETS’ IN YOUR HONOLULU VACATION RENTAL,
 BUT  THERE  MAY

 

BE  NO  POCKETS  –  OR  THEY  MAY  BE  EMPTY.

 

 

In the unlikely, but possible, event that someone in your party is injured or burglarized on the B&B or TVU property, make sure that the owner or operator has the coverage to protect you.

 

A B&B and TVU operator or owner may only have a simple homeowner’s policy  that does not cover commercial short-term rentals.  Make sure they have insurance that will protect you, your party, and your guests in the event of fire, storm, injury or accident.  Insist they prove it to you before renting.

 

Also, if the operator is leasing the property and operating short-term rentals, with or without the knowledge of the property owner, you may have difficulty collecting from the property owner if the operator disappears or is insolvent.

 

Hotels generally carry liability insurance to protect you and to protect themselves from financial loss.